Students Save Like a Pro

Students have to be smart about their spending habits in college/university. Here are some tips to keep more of your money in the bank:

1. Coupons are great for students so use them. Learn to shop around for discounts and compare the prices to find the cheapest.

2. Instead of buying new books ask people for their old ones. You could advertise that you are looking for a certain book on the university notice board or look on the internet for used books that are cheap (you can also list your books on our message boards)

3. Get smart about credit. Credit cards are not magic money; they're a loan with an obligation to repay. Don't spend more than you can afford to pay back.

4. Kick the bottled water habit; support your local tap water and drink for free. Get a some kind of filter if you want better tasting water

5. Purchase snacks and fruit for your lunch at a local grocery store. Avoid convenience store purchases since most items cost significantly more.

6. Get rid of the habit to eat out too often. It will not only save you money, but also your health, as snack bars mainly serve junk food. So, cook for yourself as much as possible.

7. Go shopping for your groceries on a FULL stomach.
Well it's a proven fact! When we shop for our 'food' on a full stomach, we are far less likely to purchase items we don't need or want.

8. Apartments - Consider living in an apartment (after at least one year in campus housing) and sharing it with roommates. In some college towns, it’s actually cheaper to live in an apartment, while splitting up the bills/costs with other roommates.

9. Take all the free stuff you can get. Anything that you get for free is something that you have to buy. This means going to all of the free campus events for free food, mooching off your friends, anything that's free, take it! Packets of ketchup and napkins from MacDonald's is a prime example.

10. Get a job! It's not too much work, there are people who work 50+ hours a week while in school to pay for tuition and life without borrowing money. There are jobs available and you do have the time no matter what you might think.

Its nice to know your Richer than you Thought...........